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FAQs

Do hospitals take Medi-Share? ›

A: Medi-Share uses a Preferred Provider Organization (PPO) called PHCS. This means that members can choose from a network of over 4,400 hospitals, 79,000 ancillary care facilities, and 700,000 individual healthcare professionals nationwide.

It's built on MultiPlan's PHCS network, which is the same company that manages networks for some of the major traditional insurance companies.

Medi-Share does not cover the following:

Dental, vision, and hearing: not eligible for sharing but can get exclusive discounts. Routine and preventive care: this includes physicals, immunizations, vaccines, mammograms, lab studies, and colonoscopies.

Electronic Options: EDI # 59355

For technical assistance with EDI transactions, please contact Change Healthcare at (800) 845-6592.

What is the downside of Medi-Share? Medi-Share, like other health share plans, may not cover all types of medical expenses, and members must adhere to specific lifestyle principles. It is not insurance and doesn't guarantee coverage for all health needs.

Reviews are mixed, with some users finding they save money compared to insurance, while others found trouble getting claims approved and disliked the overarching restrictions. Medi-Share is an agency that offers reimbursem*nt for medical expenses. Some reviewers say they are more economical than a deductible.

Since Medi-Share is a health sharing organization, and not a traditional Affordable Care Act-qualified insurance product, your monthly membership costs are not deductible on your individual income tax return.

Medi-Share 65+ is a secondary option to those with Medicare Parts A & B and provides one low price for up to 10 years. With Medi-Share 65+ you can switch at any time.

Most Medi-Share members are able to significantly cut their annual medical expenses, leaving them with more of their income to support their families and the Lord's work. Medi-Share members and their dollars do not pay for abortions, drug addictions, or any other unbiblical lifestyles.

Members Pay Provider Fees

Provider fees that aren't covered include routine wellness appointments, dental and vision check-ups, annual physicals, and preventive health exams. However, you'll be covered for some of these with Medi-Share Complete, the most comprehensive option.

Can you drink alcohol with Medi-Share? ›

Alcohol. All of the sharing organizations address alcohol use in some form. Medi-Share requires that members not abuse alcohol, and that they haven't in the preceding 12 months. Christian Healthcare Ministries⁵ and Liberty HealthShare require that you follow scriptural teachings on the use/abuse of alcohol.

Medi-Share is a nonprofit health share administered by Christian Care Ministry (CCM) and headquartered in Melbourne, Florida.

Medi-Share is an often religion-oriented medical cost-sharing organization. They have gained popularity and are commonly used as an alternative to traditional health coverage.

A: MediShare is not health insurance at all, but rather a form of medical cost sharing.

Yes, the cost of emergency room visits may be eligible for sharing, under the popular Medi-Share health sharing plan. However, you may have to spend a certain amount of money before your health sharing benefits are covered.

"In 1993, a formalized approach to sharing healthcare burdens began with the Medi-Share program. From small beginnings, this big ideal took root." There are several programs out there with long track records of always doing what they say ... I wouldn't go with one that doesn't have several decades under its belt.